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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 203-899-3236.
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Find Out About the Latest Homes for Sale First! I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS. Find Out More > View All Offers >
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"Negotiations where handled very professionally" "Negotiations were handled very professionally by Jane." Tom and Carol - Buyers Read Quote > View All Quotes >
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"Jane accommodated what my family needed."
"I have enjoyed the process of selling our home and buying a new one. Jane listened well and accommodated what my family needed to make the move possible."
Jeff and Sandra - Seller and Buyer
You have a story to tell about me. You've worked with me, and I've helped you buy or sell a home. I need your feedback. Others need your feedback, too! Please take a moment to fill out this form and tell me how I did... 
Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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| Q |
Where are church services held in the water each Sunday during July and August?
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| A |
At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes. |
See More Real Estate Trivia > |
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Jane Walters Prudential CT Realty 69 East Avenue Norwalk, CT 06851 203-899-3236 Fax: 203-857-7842 JaneWalters@NUMBER1EXPERT.com
I’m a full-time, top producing Realtor and although it may sound like a cliché, I love what I do. For over a decade, I’ve worked with buyers and sellers in Norwalk/Rowayton and the surrounding communities of Wilton, Westport, Darien and other areas of lower Fairfield County. I’m a lifelong resident and I know the area well.
Take a look at my website and you’ll find property listings, community information, school reports, mortgage information, real estate tidbits and much more – it’s one stop shopping!
When you’re ready to move forward, I’m here to help you with your real estate needs. 
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